Patient and travel legal protection in supplementary insurance

Some supplementary insurances include legal protection, for example in a dispute with a doctor, a hospital or an insurer, or for legal cases abroad. Check the maximum amount per case, the territory (Switzerland, Europe, worldwide) and the exclusions in the legal protection company's conditions. Only the exact wording of the conditions is binding.

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

How we rank

  1. Patient legal protection per case (higher is better)
  2. Legal protection abroad per case (higher is better)

There is no overall score; conditions are shown but not scored.

Another 8 products say nothing about this, often because they cover something else.

  1. Rank=1

    CSS Ambulantversicherung myFlex, Balance As of 2027

    Patient legal protection per case
    CHF 250’000
    Show the clause
    Höchstens CHF 250 000 pro Rechtsfall (Versicherungsfall) in Europa

    ZB Ambulantversicherung myFlex, Ausgabe 01.2026 · p. 4 · Ziff. 2.1.18 · Edition 2027

    Insurer’s original document

    Show machine translation

    Legal protection abroad per case
    CHF 50’000
    Show the clause
    ausserhalb Europas höchstens CHF 50 000

    ZB Ambulantversicherung myFlex, Ausgabe 01.2026 · p. 6 · Ziff. 2.3.8 · Edition 2027

    Insurer’s original document

    Show machine translation

  2. Rank=1

    CSS Ambulantversicherung myFlex, Economy As of 2027

    Patient legal protection per case
    CHF 250’000
    Show the clause
    Höchstens CHF 250 000 pro Rechtsfall (Versicherungsfall) in Europa

    ZB Ambulantversicherung myFlex, Ausgabe 01.2026 · p. 4 · Ziff. 2.1.18 · Edition 2027

    Insurer’s original document

    Show machine translation

    Legal protection abroad per case
    CHF 50’000
    Show the clause
    ausserhalb Europas höchstens CHF 50 000

    ZB Ambulantversicherung myFlex, Ausgabe 01.2026 · p. 6 · Ziff. 2.3.8 · Edition 2027

    Insurer’s original document

    Show machine translation

  3. Rank=1

    CSS Ambulantversicherung myFlex, Premium As of 2027

    Patient legal protection per case
    CHF 250’000
    Show the clause
    Höchstens CHF 250 000 pro Rechtsfall (Versicherungsfall) in Europa

    ZB Ambulantversicherung myFlex, Ausgabe 01.2026 · p. 4 · Ziff. 2.1.18 · Edition 2027

    Insurer’s original document

    Show machine translation

    Legal protection abroad per case
    CHF 50’000
    Show the clause
    ausserhalb Europas höchstens CHF 50 000

    ZB Ambulantversicherung myFlex, Ausgabe 01.2026 · p. 6 · Ziff. 2.3.8 · Edition 2027

    Insurer’s original document

    Show machine translation

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