Assura Complementa Extra vs. Helsana COMPLETA PLUS: benefits compared

Direct comparison of Assura Complementa Extra and Helsana COMPLETA PLUS in 2 categories. All values come from the policy terms and are backed by their source.

Assura Complementa Extra is better on 0 features, Helsana COMPLETA PLUS on 3; both are equal on 4.

Glasses and contact lenses

Feature Assura Complementa Extra Helsana COMPLETA PLUS Result
Contribution for adults CHF 100Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 200Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 Helsana COMPLETA PLUS better
Period for adults in months 12 monthsSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 12 monthsSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 equal
Laser eye surgery CHF 100Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 500Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 Helsana COMPLETA PLUS better

All products in “Glasses and contact lenses” compared

Contract terms

Feature Assura Complementa Extra Helsana COMPLETA PLUS Result
Minimum contract duration in years 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Helsana COMPLETA PLUS better
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Accident cover included YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1 YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 equal
Premium and age Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums by 5-year age groups up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of a 30-year-old.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable
Suspension possible No verified information YesSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 not comparable
Prerequisite No verified information Requires the COMPLETA supplementary insurance; COMPLETA PLUS lapses automatically when COMPLETA ends.Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 not comparable
Notable exclusions No verified information Pre-existing illnesses and accidents, cosmetic treatments and dental treatments (unless explicitly covered) are excluded; no benefits for treatments begun before insurance start.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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