Home Supplementary insurance at a glance Assura Complementa Extra vs. Helsana COMPLETA PLUS: benefits compared
Assura Complementa Extra vs. Helsana COMPLETA PLUS: benefits compared
Direct comparison of Assura Complementa Extra and Helsana COMPLETA PLUS in 2 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 0 features, Helsana COMPLETA PLUS on 3; both are equal on 4.
Glasses and contact lenses
Feature
Assura Complementa Extra
Helsana COMPLETA PLUS
Result
Contribution for adults
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2
CHF 200 Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1
Helsana COMPLETA PLUS better Period for adults in months
12 months Source: BVB Complementa Extra (07.2015), edition 2027, p. 2
12 months Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1
equal Laser eye surgery
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2
CHF 500 Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1
Helsana COMPLETA PLUS better
All products in “Glasses and contact lenses” compared
Contract terms
Feature
Assura Complementa Extra
Helsana COMPLETA PLUS
Result
Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
Helsana COMPLETA PLUS better Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
equal Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
equal Accident cover included
Yes Source: BVB Complementa Extra (07.2015), edition 2027, p. 1
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1
equal Premium and age
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitive Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
Premiums by 5-year age groups up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of a 30-year-old. Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3
not comparable Suspension possible
No verified information
Yes Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2
not comparable Prerequisite
No verified information
Requires the COMPLETA supplementary insurance; COMPLETA PLUS lapses automatically when COMPLETA ends. Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2
not comparable Notable exclusions
No verified information
Pre-existing illnesses and accidents, cosmetic treatments and dental treatments (unless explicitly covered) are excluded; no benefits for treatments begun before insurance start. Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4
not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.