Assura Complementa Extra vs. KPT Spital-Zusatzversicherung Flex Flex Eco: benefits compared

Direct comparison of Assura Complementa Extra and KPT Spital-Zusatzversicherung Flex Flex Eco in 2 categories. All values come from the policy terms and are backed by their source.

Assura Complementa Extra is better on 0 features, KPT Spital-Zusatzversicherung Flex Flex Eco on 1; both are equal on 3.

Rescue and transport

Feature Assura Complementa Extra KPT Spital-Zusatzversicherung Flex Flex Eco Result
Rescue cost cap CHF 20’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 20’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 3 equal
Transport cost cap No verified information CHF 5’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 3 not comparable
Repatriation to Switzerland No verified information Not coveredSource: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 3 not comparable

All products in “Rescue and transport” compared

Contract terms

Feature Assura Complementa Extra KPT Spital-Zusatzversicherung Flex Flex Eco Result
Minimum contract duration in years 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 KPT Spital-Zusatzversicherung Flex Flex Eco better
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal
Accident cover included YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable
Premium and age Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premium is age-tiered in 5-year bands (0–5, 6–10, 11–18, then 5-year steps to 91+); change on 1 January of the year the age is reached.Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 4 not comparable
Other notable benefits No verified information Contribution to consulting services around treatments and procedures per a published list; newborn's stay and care costs covered.Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 4 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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