Assura Complementa Extra vs. KPT Zahn-Zusatzversicherung LK 0: benefits compared
Direct comparison of Assura Complementa Extra and KPT Zahn-Zusatzversicherung LK 0 in 2 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 1 features, KPT Zahn-Zusatzversicherung LK 0 on 2; both are equal on 2.
- Assura Complementa Extra
- KPT Zahn-Zusatzversicherung LK 0
- Compare with other products
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Dental care
| Feature | Assura Complementa Extra | KPT Zahn-Zusatzversicherung LK 0 | Result |
|---|---|---|---|
| Annual cap | CHF 1’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 | CHF 300Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | Assura Complementa Extra better |
| Orthodontics for children | Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 | YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | KPT Zahn-Zusatzversicherung LK 0 better |
| Orthodontics: maximum amount | Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 | No verified information | not comparable |
| Dental deductible | CHF 500Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 | No verified information | not comparable |
| Dental treatment abroad | Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 | No verified information | not comparable |
| Coverage (percent) | No verified information | 50%Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Orthodontics up to age | No verified information | 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
Contract terms
| Feature | Assura Complementa Extra | KPT Zahn-Zusatzversicherung LK 0 | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | KPT Zahn-Zusatzversicherung LK 0 better |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Accident cover included | YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premium is tariffed by age; age bands 0-5, 6-10, 11-18, 19-25, then 5-year bands up to 61-65 and 66+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | not comparable |
| Notable exclusions | No verified information | Treatments abroad, pre-existing conditions, cosmetic treatments and ineffective or uneconomic treatments are excluded.Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.