Assura Denta Ortho CHF 10000 vs. CSS Ambulantversicherung myFlex Premium: benefits compared
Direct comparison of Assura Denta Ortho CHF 10000 and CSS Ambulantversicherung myFlex Premium in 2 categories. All values come from the policy terms and are backed by their source.
Assura Denta Ortho CHF 10000 is better on 1 features, CSS Ambulantversicherung myFlex Premium on 1; both are equal on 2.
- Assura Denta Ortho CHF 10000
- CSS Ambulantversicherung myFlex Premium
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Dental care
| Feature | Assura Denta Ortho CHF 10000 | CSS Ambulantversicherung myFlex Premium | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: BVB Denta Ortho (04.2025), edition 2027, p. 1 | 50%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | Assura Denta Ortho CHF 10000 better |
| Waiting period in months | 12 monthsSource: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No verified information | not comparable |
| Wisdom teeth removal | Not coveredSource: BVB Denta Ortho (04.2025), edition 2027, p. 2 | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | CSS Ambulantversicherung myFlex Premium better |
| Dental hygiene and check-up | Not coveredSource: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No verified information | not comparable |
| Annual cap | No verified information | CHF 2’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Orthodontics for children | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Benefits up to age | No verified information | 18Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Orthodontics: maximum amount | No verified information | UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Orthodontics up to age | No verified information | 20Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | Assura Denta Ortho CHF 10000 | CSS Ambulantversicherung myFlex Premium | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Premium and age | Premium based on age, canton and sex at entry; children 0-18 move to the higher tariff in the year they turn 19, young adults 19-25 in the year they turn 26.Source: BVB Denta Ortho (04.2025), edition 2027, p. 2 | Premiums may be graded by age groups and are adjusted to the insured person's age group.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Notable exclusions | Pre-existing orthodontic problems, treatments begun in the waiting period, wisdom tooth extraction, prophylaxis, sports guards and general anaesthesia are excluded.Source: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No alternative/complementary medicine; benefits are supplementary to KVG/UVG; treatment in Switzerland unless stated otherwise; risky ventures covered up to CHF 250,000 per year.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Other notable benefits | Reimbursement of up to CHF 100 towards the dentist's fee for the dental questionnaire and X-rays at conclusion or upgrade.Source: BVB Denta Ortho (04.2025), edition 2027, p. 2 | Illness and accidents resulting from Wagnisse (hazardous activities) are insured up to CHF 250,000 per calendar year, only in Premium.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| No-claims bonus | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Family discount | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | not comparable |
| Suspension possible | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.