Assura Denta Ortho CHF 2000 vs. KPT Zahn-Zusatzversicherung LK 3: benefits compared
Direct comparison of Assura Denta Ortho CHF 2000 and KPT Zahn-Zusatzversicherung LK 3 in 2 categories. All values come from the policy terms and are backed by their source.
Assura Denta Ortho CHF 2000 is better on 0 features, KPT Zahn-Zusatzversicherung LK 3 on 1; both are equal on 2.
- Assura Denta Ortho CHF 2000
- KPT Zahn-Zusatzversicherung LK 3
- Compare with other products
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Dental care
| Feature | Assura Denta Ortho CHF 2000 | KPT Zahn-Zusatzversicherung LK 3 | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: BVB Denta Ortho (04.2025), edition 2027, p. 1 | 75%Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | equal |
| Waiting period in months | 12 monthsSource: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No verified information | not comparable |
| Wisdom teeth removal | Not coveredSource: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No verified information | not comparable |
| Dental hygiene and check-up | Not coveredSource: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No verified information | not comparable |
| Annual cap | No verified information | CHF 1’500Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Orthodontics for children | No verified information | YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Orthodontics up to age | No verified information | 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
Contract terms
| Feature | Assura Denta Ortho CHF 2000 | KPT Zahn-Zusatzversicherung LK 3 | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | KPT Zahn-Zusatzversicherung LK 3 better |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Upgrade without a health check | Not coveredSource: BVB Denta Ortho (04.2025), edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premium based on age, canton and sex at entry; children 0-18 move to the higher tariff in the year they turn 19, young adults 19-25 in the year they turn 26.Source: BVB Denta Ortho (04.2025), edition 2027, p. 2 | Premium is tariffed by age; age bands 0-5, 6-10, 11-18, 19-25, then 5-year bands up to 61-65 and 66+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | not comparable |
| Notable exclusions | Pre-existing orthodontic problems, treatments begun in the waiting period, wisdom tooth extraction, prophylaxis, sports guards and general anaesthesia are excluded.Source: BVB Denta Ortho (04.2025), edition 2027, p. 2 | Treatments abroad, pre-existing conditions, cosmetic treatments and ineffective or uneconomic treatments are excluded.Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | not comparable |
| Other notable benefits | Reimbursement of up to CHF 100 towards the dentist's fee for the dental questionnaire and X-rays at conclusion or upgrade.Source: BVB Denta Ortho (04.2025), edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.