Assura Hospita vs. CSS Zahnpflegeversicherung 50%, max. CHF 1000: benefits compared

Direct comparison of Assura Hospita and CSS Zahnpflegeversicherung 50%, max. CHF 1000 in 1 categories. All values come from the policy terms and are backed by their source.

Assura Hospita is better on 0 features, CSS Zahnpflegeversicherung 50%, max. CHF 1000 on 0; both are equal on 3.

Contract terms

Feature Assura Hospita CSS Zahnpflegeversicherung 50%, max. CHF 1000 Result
Minimum contract duration in years 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 equal
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 equal
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 equal
Accident cover included YesSource: BVB Hospita (07.2015), edition 2027, p. 1 No verified information not comparable
Premium and age Premium set by age at contract conclusion; children move to next age band at 19, young adults at 26, which then stays definitive.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums may be adjusted when entering a higher tariff age group (5-year bands from 0-18 up to 66+); entering a higher group gives a right to cancel.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 not comparable
Notable exclusions No capital for stays due to conditions in UV/IV/MV scope; pre-existing conditions, psychic illnesses, palliative care, obesity and maternity are excluded; capital once per calendar year.Source: BVB Hospita (07.2015), edition 2027, p. 1 Prosthetic treatments (crowns, bridges, dentures) are paid only from the second insurance year; abroad benefits only if return to Switzerland is unreasonable.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 not comparable
Family discount No verified information YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 4 not comparable
Overall annual cap No verified information CHF 1’000Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 not comparable
Prerequisite No verified information Supplementary to basic insurance under KVG; CSS pays after other corresponding benefits insured with CSS.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 not comparable

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Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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