Home Supplementary insurance at a glance Assura Hospita vs. Helsana COMPLETA: benefits compared Assura Hospita vs. Helsana COMPLETA: benefits compared
Direct comparison of Assura Hospita and Helsana COMPLETA in 2 categories. All values come from the policy terms and are backed by their source.
Assura Hospita is better on 0 features, Helsana COMPLETA on 1; both are equal on 3.
Contract terms
Feature
Assura Hospita
Helsana COMPLETA
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Helsana COMPLETA better Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Accident cover included
Yes Source: BVB Hospita (07.2015), edition 2027, p. 1 No verified information not comparable Premium and age
Premium set by age at contract conclusion; children move to next age band at 19, young adults at 26, which then stays definitive. Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-old Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable Notable exclusions
No capital for stays due to conditions in UV/IV/MV scope; pre-existing conditions, psychic illnesses, palliative care, obesity and maternity are excluded; capital once per calendar year. Source: BVB Hospita (07.2015), edition 2027, p. 1 No verified information not comparable
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Information only, not advice, no guarantee. The insurers' own documents are authoritative.