Assura Medna vs. Helsana COMPLETA PLUS: benefits compared
Direct comparison of Assura Medna and Helsana COMPLETA PLUS in 2 categories. All values come from the policy terms and are backed by their source.
Assura Medna is better on 0 features, Helsana COMPLETA PLUS on 1; both are equal on 2.
- Assura Medna
- Helsana COMPLETA PLUS
- Compare with other products
- Have your own policy checked: order the report
Alternative medicine
| Feature | Assura Medna | Helsana COMPLETA PLUS | Result |
|---|---|---|---|
| Maximum per session | CHF 80Source: BVB Medna (07.2015), edition 2027, p. 1 | No verified information | not comparable |
| Natural remedies (percent) | 80%Source: BVB Medna (07.2015), edition 2027, p. 1 | No verified information | not comparable |
| Natural remedies: annual cap | CHF 2’000Source: BVB Medna (07.2015), edition 2027, p. 1 | No verified information | not comparable |
| Annual cap | No verified information | CHF 500Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 | not comparable |
Contract terms
| Feature | Assura Medna | Helsana COMPLETA PLUS | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | Helsana COMPLETA PLUS better |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Premium and age | Premium is set by age at contract conclusion; children 0-18 move to the next age band at 19, young adults 19-25 at 26, and that band is then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premiums by 5-year age groups up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of a 30-year-old.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | not comparable |
| Notable exclusions | Pre-existing conditions, accidents before application, palliative treatment, overweight and maternity costs are excluded; rehabilitation and, within Art. 2.2 therapies, mental illness are covered.Source: BVB Medna (07.2015), edition 2027, p. 1 | Pre-existing illnesses and accidents, cosmetic treatments and dental treatments (unless explicitly covered) are excluded; no benefits for treatments begun before insurance start.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 | not comparable |
| Suspension possible | No verified information | YesSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 | not comparable |
| Accident cover included | No verified information | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the COMPLETA supplementary insurance; COMPLETA PLUS lapses automatically when COMPLETA ends.Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.