Home Supplementary insurance at a glance Assura Medna vs. Helsana HOSPITAL ECO Allgemein: benefits compared Assura Medna vs. Helsana HOSPITAL ECO Allgemein: benefits compared
Direct comparison of Assura Medna and Helsana HOSPITAL ECO Allgemein in 2 categories. All values come from the policy terms and are backed by their source.
Assura Medna is better on 0 features, Helsana HOSPITAL ECO Allgemein on 1; both are equal on 3.
Contract terms
Feature
Assura Medna
Helsana HOSPITAL ECO Allgemein
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Helsana HOSPITAL ECO Allgemein better Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Premium and age
Premium is set by age at contract conclusion; children 0-18 move to the next age band at 19, young adults 19-25 at 26, and that band is then final. Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums in 5-year age bands up to 91+; over 65 max 3x the premium of a 30-year-old, over 70 max 4x. Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable Notable exclusions
Pre-existing conditions, accidents before application, palliative treatment, overweight and maternity costs are excluded; rehabilitation and, within Art. 2.2 therapies, mental illness are covered. Source: BVB Medna (07.2015), edition 2027, p. 1 No verified information not comparable
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Information only, not advice, no guarantee. The insurers' own documents are authoritative.