Home Supplementary insurance at a glance Assura Mondia vs. Helsana TOP: benefits compared Assura Mondia vs. Helsana TOP: benefits compared
Direct comparison of Assura Mondia and Helsana TOP in 2 categories. All values come from the policy terms and are backed by their source.
Assura Mondia is better on 0 features, Helsana TOP on 1; both are equal on 3.
Travel abroad
Feature
Assura Mondia
Helsana TOP
Result Maximum trip duration in days
45 Source: BVB Mondia (07.2015), edition 2027, p. 1 No verified information not comparable Worldwide validity
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 equal Planned treatment abroad
No verified information Not covered Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 10 not comparable Visit trip for a close relative
No verified information Yes Source: ZVB TOP, Ausgabe 1. Januar 2021, edition 2027, p. 2 not comparable
All products in “Travel abroad” compared
Contract terms
Feature
Assura Mondia
Helsana TOP
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Helsana TOP better Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Premium and age
Premium set by age at contract conclusion; children 0-18 and young adults 19-25 move automatically to the next age band at 19 and 26 respectively. Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums by 5-year age groups up to 91+; for over 65s max. 3x the premium of a 30-year-old, for over 70s max. 4x Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable Notable exclusions
Only emergency treatment during stays under 45 days; pre-existing conditions, illnesses/accidents before departure, palliative care, obesity and maternity are excluded. Source: BVB Mondia (07.2015), edition 2027, p. 1 No verified information not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.