Assura Natura vs. CSS Ambulantversicherung myFlex Premium: benefits compared
Direct comparison of Assura Natura and CSS Ambulantversicherung myFlex Premium in 3 categories. All values come from the policy terms and are backed by their source.
Assura Natura is better on 2 features, CSS Ambulantversicherung myFlex Premium on 0; both are equal on 4.
- Assura Natura
- CSS Ambulantversicherung myFlex Premium
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Alternative medicine
| Feature | Assura Natura | CSS Ambulantversicherung myFlex Premium | Result |
|---|---|---|---|
| Maximum per session | CHF 110Source: BVB Natura (07.2015), edition 2027, p. 3 | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | Assura Natura better |
| Natural remedies: annual cap | CHF 800Source: BVB Natura (07.2015), edition 2027, p. 3 | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | Assura Natura better |
| Coverage (percent) | No verified information | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Annual cap | No verified information | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Natural remedies (percent) | No verified information | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
Prevention
| Feature | Assura Natura | CSS Ambulantversicherung myFlex Premium | Result |
|---|---|---|---|
| Coverage (percent) | Not coveredSource: BVB Natura (07.2015), edition 2027, p. 3 | No verified information | not comparable |
| Vaccinations (percent) | No verified information | 90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | not comparable |
| Vaccinations: annual cap | No verified information | UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | not comparable |
| Gynaecological screening (percent) | No verified information | 90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | not comparable |
Contract terms
| Feature | Assura Natura | CSS Ambulantversicherung myFlex Premium | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| No-claims bonus | YesSource: BVB Natura (07.2015), edition 2027, p. 1 | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | equal |
| Premium and age | Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premiums may be graded by age groups and are adjusted to the insured person's age group.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | not comparable |
| Suspension possible | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 | not comparable |
| Notable exclusions | No verified information | No alternative/complementary medicine; benefits are supplementary to KVG/UVG; treatment in Switzerland unless stated otherwise; risky ventures covered up to CHF 250,000 per year.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Other notable benefits | No verified information | Illness and accidents resulting from Wagnisse (hazardous activities) are insured up to CHF 250,000 per calendar year, only in Premium.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.