Assura Natura vs. Helsana COMPLETA: benefits compared

Direct comparison of Assura Natura and Helsana COMPLETA in 3 categories. All values come from the policy terms and are backed by their source.

Assura Natura is better on 0 features, Helsana COMPLETA on 2; both are equal on 2.

Alternative medicine

Feature	Assura Natura	Helsana COMPLETA	Result
Maximum per session	CHF 110Source: BVB Natura (07.2015), edition 2027, p. 3	No verified information	not comparable
Natural remedies: annual cap	CHF 800Source: BVB Natura (07.2015), edition 2027, p. 3	No verified information	not comparable
Coverage (percent)	No verified information	75%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	not comparable

Feature	Assura Natura	Helsana COMPLETA	Result
Coverage (percent)	Not coveredSource: BVB Natura (07.2015), edition 2027, p. 3	90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	Helsana COMPLETA better
Annual cap	No verified information	CHF 750Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	not comparable
Vaccinations (percent)	No verified information	90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	not comparable

Feature	Assura Natura	Helsana COMPLETA	Result
Minimum contract duration in years	3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	Helsana COMPLETA better
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
No-claims bonus	YesSource: BVB Natura (07.2015), edition 2027, p. 1	No verified information	not comparable
Premium and age	Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-oldSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	not comparable

Information only, not advice, no guarantee. The insurers' own documents are authoritative.