Assura Natura vs. Helsana SANA: benefits compared
Direct comparison of Assura Natura and Helsana SANA in 3 categories. All values come from the policy terms and are backed by their source.
Assura Natura is better on 0 features, Helsana SANA on 2; both are equal on 2.
Prevention
| Feature |
Assura Natura |
Helsana SANA |
Result |
|---|
| Coverage (percent) |
Not coveredSource: BVB Natura (07.2015), edition 2027, p. 3 |
75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 |
Helsana SANA better |
|---|
| Annual cap |
No verified information |
CHF 500Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 |
not comparable |
|---|
| Vaccinations (percent) |
No verified information |
75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 |
not comparable |
|---|
All products in “Prevention” compared
Contract terms
| Feature |
Assura Natura |
Helsana SANA |
Result |
|---|
| Minimum contract duration in years |
3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
Helsana SANA better |
|---|
| Cancellation notice in months |
3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
equal |
|---|
| Insurer does not cancel after a claim |
YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
equal |
|---|
| No-claims bonus |
YesSource: BVB Natura (07.2015), edition 2027, p. 1 |
No verified information |
not comparable |
|---|
| Premium and age |
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
Premiums set by age in 5-year groups up to 91+; over-65s pay at most 3x the premium of a 30-year-old and over-70s at most 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 |
not comparable |
|---|
| Notable exclusions |
No verified information |
Pre-existing illnesses and accidents are excluded, as are cosmetic treatments and ineffective or uneconomic treatments.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 |
not comparable |
|---|
| Other notable benefits |
No verified information |
Inpatient complementary medicine treatments in recognised cure facilities are reimbursed up to CHF 5000 per calendar year.Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 |
not comparable |
|---|
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.