Assura Optima Varia vs. CSS Zahnpflegeversicherung 50%, max. CHF 1000: benefits compared
Direct comparison of Assura Optima Varia and CSS Zahnpflegeversicherung 50%, max. CHF 1000 in 1 categories. All values come from the policy terms and are backed by their source.
Assura Optima Varia is better on 0 features, CSS Zahnpflegeversicherung 50%, max. CHF 1000 on 0; both are equal on 3.
- Assura Optima Varia
- CSS Zahnpflegeversicherung 50%, max. CHF 1000
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Contract terms
| Feature | Assura Optima Varia | CSS Zahnpflegeversicherung 50%, max. CHF 1000 | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | equal |
| Premium and age | Premium varies with effective age, adjusted on 1 January of the year the insured turns 19, 26, 31, 36 ... up to 91.Source: BVB Optima Varia (07.2015), edition 2027, p. 2 | Premiums may be adjusted when entering a higher tariff age group (5-year bands from 0-18 up to 66+); entering a higher group gives a right to cancel.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Notable exclusions | Pre-existing conditions, prior accidents, psychiatric illness, palliative care, overweight and maternity excluded; only approved facilities with Assura list.Source: BVB Optima Varia (07.2015), edition 2027, p. 2 | Prosthetic treatments (crowns, bridges, dentures) are paid only from the second insurance year; abroad benefits only if return to Switzerland is unreasonable.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Other notable benefits | Special nursing care in hospital up to CHF 500 per calendar year.Source: BVB Optima Varia (07.2015), edition 2027, p. 1 | No verified information | not comparable |
| Family discount | No verified information | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 4 | not comparable |
| Overall annual cap | No verified information | CHF 1’000Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 | not comparable |
| Prerequisite | No verified information | Supplementary to basic insurance under KVG; CSS pays after other corresponding benefits insured with CSS.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.