Assura Ultra Varia vs. Helsana SANA: benefits compared
Direct comparison of Assura Ultra Varia and Helsana SANA in 2 categories. All values come from the policy terms and are backed by their source.
Assura Ultra Varia is better on 0 features, Helsana SANA on 1; both are equal on 3.
Contract terms
| Feature |
Assura Ultra Varia |
Helsana SANA |
Result |
|---|
| Minimum contract duration in years |
3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
Helsana SANA better |
|---|
| Cancellation notice in months |
3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
equal |
|---|
| Insurer does not cancel after a claim |
YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 |
YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
equal |
|---|
| Premium and age |
No verified information |
Premiums set by age in 5-year groups up to 91+; over-65s pay at most 3x the premium of a 30-year-old and over-70s at most 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 |
not comparable |
|---|
| Notable exclusions |
No verified information |
Pre-existing illnesses and accidents are excluded, as are cosmetic treatments and ineffective or uneconomic treatments.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 |
not comparable |
|---|
| Other notable benefits |
No verified information |
Inpatient complementary medicine treatments in recognised cure facilities are reimbursed up to CHF 5000 per calendar year.Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 |
not comparable |
|---|
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.