Assura Ultra Varia vs. ÖKK ÖKK SPITAL SPITAL FLEX: benefits compared
Direct comparison of Assura Ultra Varia and ÖKK ÖKK SPITAL SPITAL FLEX in 3 categories. All values come from the policy terms and are backed by their source.
Assura Ultra Varia is better on 0 features, ÖKK ÖKK SPITAL SPITAL FLEX on 0; both are equal on 3.
- Assura Ultra Varia
- ÖKK ÖKK SPITAL SPITAL FLEX
- Compare with other products
- Have your own policy checked: order the report
Hospital
| Feature | Assura Ultra Varia | ÖKK ÖKK SPITAL SPITAL FLEX | Result |
|---|---|---|---|
| Ward | Private ward (Privatabteilung) hospital stay costsSource: BVB Ultra Varia (08.2022), edition 2027, p. 1 | General, semi-private or private ward in Switzerland, with cost shareSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 | not comparable |
| Free hospital choice across Switzerland | No verified information | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
| Ward choice at admission | No verified information | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 | not comparable |
| Maximum cost share per year | No verified information | CHF 1’500Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 | not comparable |
| Psychiatric clinic: maximum days | No verified information | 90Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
Travel abroad
| Feature | Assura Ultra Varia | ÖKK ÖKK SPITAL SPITAL FLEX | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | equal |
Contract terms
| Feature | Assura Ultra Varia | ÖKK ÖKK SPITAL SPITAL FLEX | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | No verified information | not comparable |
| Suspension possible | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.