Atupri Basic vs. Helsana COMPLETA: benefits compared

Direct comparison of Atupri Basic and Helsana COMPLETA in 4 categories. All values come from the policy terms and are backed by their source.

Atupri Basic is better on 0 features, Helsana COMPLETA on 0; both are equal on 4.

Prevention

Feature Atupri Basic Helsana COMPLETA Result
Vaccinations (percent) 90%Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 equal
Health check-up CHF 200Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 No verified information not comparable
Coverage (percent) No verified information 90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 not comparable
Annual cap No verified information CHF 750Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 not comparable

All products in “Prevention” compared

Fitness

Feature Atupri Basic Helsana COMPLETA Result
Annual contribution CHF 200Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 No verified information not comparable
Contribution (percent of cost) No verified information 75%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 not comparable

All products in “Fitness” compared

Travel abroad

Feature Atupri Basic Helsana COMPLETA Result
Worldwide validity YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 equal
Trip cancellation costs CHF 5’000Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 No verified information not comparable

All products in “Travel abroad” compared

Contract terms

Feature Atupri Basic Helsana COMPLETA Result
Cancellation notice in months 3 monthsSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Maximum entry age 70Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 No verified information not comparable
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Notable exclusions No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 No verified information not comparable
Other notable benefits Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 No verified information not comparable
Minimum contract duration in years No verified information 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 not comparable
Premium and age No verified information Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-oldSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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