Home Supplementary insurance at a glance Atupri Basic vs. Helsana SANA: benefits compared Atupri Basic vs. Helsana SANA: benefits compared
Direct comparison of Atupri Basic and Helsana SANA in 4 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 1 features, Helsana SANA on 0; both are equal on 4.
Prevention
Feature
Atupri Basic
Helsana SANA
Result Vaccinations (percent)
90% Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 75% Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 Atupri Basic better Health check-up
CHF 200 Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 No verified information not comparable Coverage (percent)
No verified information 75% Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 not comparable Annual cap
No verified information CHF 500 Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 not comparable
All products in “Prevention” compared
Contract terms
Feature
Atupri Basic
Helsana SANA
Result Cancellation notice in months
3 months Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Maximum entry age
70 Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Notable exclusions
No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing. Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 Pre-existing illnesses and accidents are excluded, as are cosmetic treatments and ineffective or uneconomic treatments. Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 not comparable Other notable benefits
Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity. Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 Inpatient complementary medicine treatments in recognised cure facilities are reimbursed up to CHF 5000 per calendar year. Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 not comparable Minimum contract duration in years
No verified information 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 not comparable Premium and age
No verified information Premiums set by age in 5-year groups up to 91+; over-65s pay at most 3x the premium of a 30-year-old and over-70s at most 4x. Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.