Atupri Basic vs. ÖKK ÖKK SPITAL PRIVAT UNFALL: benefits compared
Direct comparison of Atupri Basic and ÖKK ÖKK SPITAL PRIVAT UNFALL in 1 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 0 features, ÖKK ÖKK SPITAL PRIVAT UNFALL on 0; both are equal on 2.
- Atupri Basic
- ÖKK ÖKK SPITAL PRIVAT UNFALL
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Contract terms
| Feature | Atupri Basic | ÖKK ÖKK SPITAL PRIVAT UNFALL | Result |
|---|---|---|---|
| Cancellation notice in months | 3 monthsSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Maximum entry age | 70Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Notable exclusions | No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No benefits for psychiatric treatment; only accident-related; cover in Switzerland, worldwide only in emergencies; non-recognised providers (negative list) not covered; KVG cost sharing and hospital daily contribution not insured.Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 2 | not comparable |
| Other notable benefits | Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 | Search actions up to CHF 10'000 per year; aids after accident hospital stay up to CHF 30'000 per year; public transport costs 90% up to CHF 300; private consultations with non-KVG hospital doctors at recognised tariff.Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 4 | not comparable |
| Family discount | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.