Atupri Denta Denta Stufe 1 vs. Visana Ambulant VIVA Ambulant VIVA III: benefits compared

Direct comparison of Atupri Denta Denta Stufe 1 and Visana Ambulant VIVA Ambulant VIVA III in 2 categories. All values come from the policy terms and are backed by their source.

Atupri Denta Denta Stufe 1 is better on 1 features, Visana Ambulant VIVA Ambulant VIVA III on 2; both are equal on 1.

Dental care

Feature Atupri Denta Denta Stufe 1 Visana Ambulant VIVA Ambulant VIVA III Result
Coverage (percent) 60%Source: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 2 50%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 Atupri Denta Denta Stufe 1 better
Annual cap CHF 500Source: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 2 CHF 1’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 Visana Ambulant VIVA Ambulant VIVA III better
Waiting period in months 6 monthsSource: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 2 No verified information not comparable
Orthodontics: maximum amount CHF 3’000Source: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 2 CHF 10’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 Visana Ambulant VIVA Ambulant VIVA III better
Orthodontics up to age 30Source: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 2 No verified information not comparable
Dental treatment abroad YesSource: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 2 No verified information not comparable
Orthodontics for children No verified information YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 not comparable
Wisdom teeth removal No verified information YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 not comparable

All products in “Dental care” compared

Contract terms

Feature Atupri Denta Denta Stufe 1 Visana Ambulant VIVA Ambulant VIVA III Result
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 No verified information not comparable
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 equal
Suspension possible YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 No verified information not comparable
Prerequisite Denta can only be taken out together with the Mivita insurance and ends when Mivita ends.Source: ZVB Denta, Ausgabe 1.1.2022, edition 2027, p. 1 Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Family discount No verified information YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Only with basic insurance at the same insurer No verified information YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Premium and age No verified information Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 not comparable
Notable exclusions No verified information Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 not comparable
Other notable benefits No verified information Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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