Atupri Intense vs. Helsana COMPLETA PLUS: benefits compared

Direct comparison of Atupri Intense and Helsana COMPLETA PLUS in 4 categories. All values come from the policy terms and are backed by their source.

Atupri Intense is better on 2 features, Helsana COMPLETA PLUS on 0; both are equal on 1.

Alternative medicine

Feature Atupri Intense Helsana COMPLETA PLUS Result
Coverage (percent) 50%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable
Annual cap CHF 3’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 CHF 500Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 Atupri Intense better
Therapist requirements Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable

All products in “Alternative medicine” compared

Glasses and contact lenses

Feature Atupri Intense Helsana COMPLETA PLUS Result
Laser eye surgery CHF 1’500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 CHF 500Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 Atupri Intense better
Contribution for adults No verified information CHF 200Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 not comparable
Period for adults in months No verified information 12 monthsSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 not comparable

All products in “Glasses and contact lenses” compared

Prevention

Feature Atupri Intense Helsana COMPLETA PLUS Result
Coverage (percent) 75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable
Annual cap CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable
Health check-up CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable
Vaccinations (percent) No verified information 90%Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 not comparable

All products in “Prevention” compared

Contract terms

Feature Atupri Intense Helsana COMPLETA PLUS Result
Minimum contract duration in years 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Maximum entry age 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable
Premium and age Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 Premiums by 5-year age groups up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of a 30-year-old.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable
Other notable benefits Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable
Cancellation notice in months No verified information 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 not comparable
Insurer does not cancel after a claim No verified information YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 not comparable
Suspension possible No verified information YesSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 not comparable
Accident cover included No verified information YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 not comparable
Prerequisite No verified information Requires the COMPLETA supplementary insurance; COMPLETA PLUS lapses automatically when COMPLETA ends.Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 not comparable
Notable exclusions No verified information Pre-existing illnesses and accidents, cosmetic treatments and dental treatments (unless explicitly covered) are excluded; no benefits for treatments begun before insurance start.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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