Atupri Intense vs. Helsana SANA: benefits compared
Direct comparison of Atupri Intense and Helsana SANA in 5 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 1 features, Helsana SANA on 1; both are equal on 5.
- Atupri Intense
- Helsana SANA
- Compare with other products
- Have your own policy checked: order the report
Alternative medicine
| Feature | Atupri Intense | Helsana SANA | Result |
|---|---|---|---|
| Coverage (percent) | 50%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 | 75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 | Helsana SANA better |
| Annual cap | CHF 3’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 | No verified information | not comparable |
| Therapist requirements | Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 | No verified information | not comparable |
Prevention
| Feature | Atupri Intense | Helsana SANA | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | 75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 | equal |
| Annual cap | CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | CHF 500Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 | equal |
| Health check-up | CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | No verified information | not comparable |
| Vaccinations (percent) | No verified information | 75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 | not comparable |
Fitness
| Feature | Atupri Intense | Helsana SANA | Result |
|---|---|---|---|
| Annual contribution | CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | CHF 200Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 | Atupri Intense better |
| Contribution (percent of cost) | 75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | 75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 2 | equal |
Travel abroad
| Feature | Atupri Intense | Helsana SANA | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | equal |
| Trip cancellation costs | CHF 5’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 | No verified information | not comparable |
Contract terms
| Feature | Atupri Intense | Helsana SANA | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Maximum entry age | 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | Premiums set by age in 5-year groups up to 91+; over-65s pay at most 3x the premium of a 30-year-old and over-70s at most 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | not comparable |
| Other notable benefits | Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 | Inpatient complementary medicine treatments in recognised cure facilities are reimbursed up to CHF 5000 per calendar year.Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 | not comparable |
| Cancellation notice in months | No verified information | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | not comparable |
| Notable exclusions | No verified information | Pre-existing illnesses and accidents are excluded, as are cosmetic treatments and ineffective or uneconomic treatments.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.