Atupri Intense vs. Helsana TOP: benefits compared
Direct comparison of Atupri Intense and Helsana TOP in 2 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 0 features, Helsana TOP on 0; both are equal on 2.
- Atupri Intense
- Helsana TOP
- Compare with other products
- Have your own policy checked: order the report
Travel abroad
| Feature | Atupri Intense | Helsana TOP | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | equal |
| Trip cancellation costs | CHF 5’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 | No verified information | not comparable |
| Planned treatment abroad | No verified information | Not coveredSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 10 | not comparable |
| Visit trip for a close relative | No verified information | YesSource: ZVB TOP, Ausgabe 1. Januar 2021, edition 2027, p. 2 | not comparable |
Contract terms
| Feature | Atupri Intense | Helsana TOP | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Maximum entry age | 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | Premiums by 5-year age groups up to 91+; for over 65s max. 3x the premium of a 30-year-old, for over 70s max. 4xSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | not comparable |
| Other notable benefits | Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 | No verified information | not comparable |
| Cancellation notice in months | No verified information | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.