Atupri Intense vs. Visana Ambulant Ambulant III: benefits compared

Direct comparison of Atupri Intense and Visana Ambulant Ambulant III in 6 categories. All values come from the policy terms and are backed by their source.

Atupri Intense is better on 0 features, Visana Ambulant Ambulant III on 3; both are equal on 1.

Glasses and contact lenses

Feature	Atupri Intense	Visana Ambulant Ambulant III	Result
Laser eye surgery	CHF 1’500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	No verified information	not comparable
Period for children in months	No verified information	12 monthsSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2	not comparable
Children's rule applies up to age	No verified information	18Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2	not comparable

All products in “Glasses and contact lenses” compared

Prevention

Feature	Atupri Intense	Visana Ambulant Ambulant III	Result
Coverage (percent)	75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	90%Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	Visana Ambulant Ambulant III better
Annual cap	CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	No verified information	not comparable
Health check-up	CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	CHF 600Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	Visana Ambulant Ambulant III better
Vaccinations (percent)	No verified information	90%Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	not comparable
Vaccinations: annual cap	No verified information	UnlimitedSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	not comparable
Gynaecological screening (percent)	No verified information	90%Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	not comparable

All products in “Prevention” compared

Travel abroad

Feature	Atupri Intense	Visana Ambulant Ambulant III	Result
Worldwide validity	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3	YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 4	equal
Trip cancellation costs	CHF 5’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3	No verified information	not comparable
Maximum trip duration in days	No verified information	56Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1	not comparable

All products in “Travel abroad” compared

Rescue and transport

Feature	Atupri Intense	Visana Ambulant Ambulant III	Result
Repatriation to Switzerland	UnlimitedSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3	No verified information	not comparable
Rescue cost cap	No verified information	UnlimitedSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	not comparable
Transport cost cap	No verified information	UnlimitedSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3	not comparable

All products in “Rescue and transport” compared

Psychotherapy

Feature	Atupri Intense	Visana Ambulant Ambulant III	Result
Coverage (percent)	75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	No verified information	not comparable
Annual cap	CHF 2’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	CHF 5’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2	Visana Ambulant Ambulant III better
Therapist requirements	No verified information	Therapist needs a cantonal licence to practise psychotherapy under the Psychology Professions Act (PsyG) and must not be able to bill the mandatory insurance; therapy must treat an illnessSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 4	not comparable

All products in “Psychotherapy” compared

Contract terms

Feature	Atupri Intense	Visana Ambulant Ambulant III	Result
Minimum contract duration in years	1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2	No verified information	not comparable
Maximum entry age	70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	No verified information	not comparable
Premium and age	Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4	not comparable
Other notable benefits	Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	No verified information	not comparable
Insurer does not cancel after a claim	No verified information	YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3	not comparable
Family discount	No verified information	YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1	not comparable
Accident cover included	No verified information	YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.