CSS Alternativversicherung myFlex vs. ÖKK ÖKK NATUR NATUR MINI: benefits compared
Direct comparison of CSS Alternativversicherung myFlex and ÖKK ÖKK NATUR NATUR MINI in 2 categories. All values come from the policy terms and are backed by their source.
CSS Alternativversicherung myFlex is better on 0 features, ÖKK ÖKK NATUR NATUR MINI on 1; both are equal on 3.
- CSS Alternativversicherung myFlex
- ÖKK ÖKK NATUR NATUR MINI
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Alternative medicine
| Feature | CSS Alternativversicherung myFlex | ÖKK ÖKK NATUR NATUR MINI | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 | 80%Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 | ÖKK ÖKK NATUR NATUR MINI better |
| Natural remedies (percent) | 75%Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 | No verified information | not comparable |
| Therapist requirements | Provider and method must both be on the CSS lists of recognised providers and methods; provider must meet CSS recognition criteria.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 | No verified information | not comparable |
| Annual cap | No verified information | CHF 1’000Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | CSS Alternativversicherung myFlex | ÖKK ÖKK NATUR NATUR MINI | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | 3Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| No-claims bonus | YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 | No verified information | not comparable |
| Family discount | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | equal |
| Upgrade without a health check | YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | equal |
| Suspension possible | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Accident cover included | YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 | No verified information | not comparable |
| Maximum entry age | No verified information | 60Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 | not comparable |
| Prerequisite | No verified information | Requires the base module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.