CSS Ambulantversicherung myFlex Economy vs. ÖKK ÖKK PRÄVENTION: benefits compared

Direct comparison of CSS Ambulantversicherung myFlex Economy and ÖKK ÖKK PRÄVENTION in 2 categories. All values come from the policy terms and are backed by their source.

CSS Ambulantversicherung myFlex Economy is better on 0 features, ÖKK ÖKK PRÄVENTION on 1; both are equal on 4.

Prevention

Feature CSS Ambulantversicherung myFlex Economy ÖKK ÖKK PRÄVENTION Result
Vaccinations (percent) 90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 equal
Vaccinations: annual cap CHF 100Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 CHF 200Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 ÖKK ÖKK PRÄVENTION better
Gynaecological screening (percent) 90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 equal
Health check-up No verified information CHF 300Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 not comparable

All products in “Prevention” compared

Contract terms

Feature CSS Ambulantversicherung myFlex Economy ÖKK ÖKK PRÄVENTION Result
Minimum contract duration in years 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 3Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 equal
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 equal
No-claims bonus YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 No verified information not comparable
Family discount YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 No verified information not comparable
Upgrade without a health check YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7 No verified information not comparable
Suspension possible YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Accident cover included YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 No verified information not comparable
Premium and age Premiums may be graded by age groups and are adjusted to the insured person's age group.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Notable exclusions No alternative/complementary medicine; benefits are supplementary to KVG/UVG; treatment in Switzerland unless stated otherwise; many benefits not covered in Economy.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 No verified information not comparable
Prerequisite No verified information Requires the basic module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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