| Minimum contract duration in years |
3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 |
1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 |
KPT Pulse Pulse Eco better |
|---|
| Cancellation notice in months |
3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 |
3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 |
equal |
|---|
| Insurer does not cancel after a claim |
YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 |
YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 |
equal |
|---|
| No-claims bonus |
YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 |
No verified information |
not comparable |
|---|
| Family discount |
YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 |
No verified information |
not comparable |
|---|
| Upgrade without a health check |
YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 |
No verified information |
not comparable |
|---|
| Suspension possible |
YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Accident cover included |
YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 |
YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 |
equal |
|---|
| Premium and age |
Premiums may be graded by age groups and adjusted to the insured's ageSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 |
Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 3 |
not comparable |
|---|
| Notable exclusions |
Only acute stays covered; chronic illness, nursing homes and long-term psychiatric day/night clinic stays excluded; no complementary medicine; no hospitals without CSS-recognised wardSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 |
No verified information |
not comparable |
|---|
| Other notable benefits |
Inpatient sterilisation covered up to CHF 4000 per case; newborn care CHF 100/day on readmission of mother.Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4 |
No verified information |
not comparable |
|---|
| Prerequisite |
No verified information |
The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 |
not comparable |
|---|