CSS Spitalversicherung myFlex Balance vs. ÖKK ÖKK PRÄVENTION: benefits compared
Direct comparison of CSS Spitalversicherung myFlex Balance and ÖKK ÖKK PRÄVENTION in 3 categories. All values come from the policy terms and are backed by their source.
CSS Spitalversicherung myFlex Balance is better on 0 features, ÖKK ÖKK PRÄVENTION on 0; both are equal on 2.
- CSS Spitalversicherung myFlex Balance
- ÖKK ÖKK PRÄVENTION
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Prevention
| Feature | CSS Spitalversicherung myFlex Balance | ÖKK ÖKK PRÄVENTION | Result |
|---|---|---|---|
| Coverage (percent) | 50%Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | No verified information | not comparable |
| Annual cap | CHF 500Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | No verified information | not comparable |
| Vaccinations (percent) | No verified information | 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | not comparable |
| Vaccinations: annual cap | No verified information | CHF 200Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | not comparable |
| Health check-up | No verified information | CHF 300Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | not comparable |
| Gynaecological screening (percent) | No verified information | 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | not comparable |
Fitness
| Feature | CSS Spitalversicherung myFlex Balance | ÖKK ÖKK PRÄVENTION | Result |
|---|---|---|---|
| Annual contribution | CHF 500Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | No verified information | not comparable |
| Contribution (percent of cost) | No verified information | 50%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | CSS Spitalversicherung myFlex Balance | ÖKK ÖKK PRÄVENTION | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | 3Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| No-claims bonus | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | No verified information | not comparable |
| Family discount | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | No verified information | not comparable |
| Upgrade without a health check | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | No verified information | not comparable |
| Suspension possible | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Accident cover included | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premiums may be graded by age groups and adjusted to the insured's ageSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | Only acute stays covered; chronic illness, nursing homes and long-term psychiatric day/night clinic stays excluded; no complementary medicine; no hospitals without CSS-recognised wardSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | No verified information | not comparable |
| Other notable benefits | Inpatient sterilisation covered up to CHF 4000 per case; newborn care CHF 100/day on readmission of mother.Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4 | No verified information | not comparable |
| Prerequisite | No verified information | Requires the basic module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.