CSS Zahnpflegeversicherung 50%, max. CHF 1000 vs. Visana Ambulant VIVA Ambulant VIVA III: benefits compared
Direct comparison of CSS Zahnpflegeversicherung 50%, max. CHF 1000 and Visana Ambulant VIVA Ambulant VIVA III in 2 categories. All values come from the policy terms and are backed by their source.
CSS Zahnpflegeversicherung 50%, max. CHF 1000 is better on 0 features, Visana Ambulant VIVA Ambulant VIVA III on 0; both are equal on 4.
- CSS Zahnpflegeversicherung 50%, max. CHF 1000
- Visana Ambulant VIVA Ambulant VIVA III
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Dental care
Contract terms
| Feature | CSS Zahnpflegeversicherung 50%, max. CHF 1000 | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
| Family discount | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 4 | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | equal |
| Overall annual cap | CHF 1’000Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 | No verified information | not comparable |
| Prerequisite | Supplementary to basic insurance under KVG; CSS pays after other corresponding benefits insured with CSS.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | Premiums may be adjusted when entering a higher tariff age group (5-year bands from 0-18 up to 66+); entering a higher group gives a right to cancel.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Notable exclusions | Prosthetic treatments (crowns, bridges, dentures) are paid only from the second insurance year; abroad benefits only if return to Switzerland is unreasonable.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.