CSS Zahnpflegeversicherung 75%, max. CHF 2000 vs. EGK EGK-DENT Klasse 3: benefits compared
Direct comparison of CSS Zahnpflegeversicherung 75%, max. CHF 2000 and EGK EGK-DENT Klasse 3 in 2 categories. All values come from the policy terms and are backed by their source.
CSS Zahnpflegeversicherung 75%, max. CHF 2000 is better on 2 features, EGK EGK-DENT Klasse 3 on 1; both are equal on 4.
- CSS Zahnpflegeversicherung 75%, max. CHF 2000
- EGK EGK-DENT Klasse 3
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Dental care
Contract terms
| Feature | CSS Zahnpflegeversicherung 75%, max. CHF 2000 | EGK EGK-DENT Klasse 3 | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | EGK EGK-DENT Klasse 3 better |
| Cancellation notice in months | 3 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| No-claims bonus | YesSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Family discount | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Upgrade without a health check | YesSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | YesSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Overall annual cap | CHF 2’000Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 1 | No verified information | not comparable |
| Prerequisite | Supplementary to basic insurance under KVG; CSS pays after other corresponding benefits insured with CSS.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premiums may be adjusted when entering a higher tariff age group (5-year bands from 0-18 up to 66+); entering a higher group gives a right to cancel.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | not comparable |
| Notable exclusions | No benefits for orthodontics or tooth bleaching; prosthetics capped at CHF 1000 and paid only from second insurance year; without dental certificate all benefits only from second year.Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | not comparable |
| Maximum entry age | No verified information | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.