CSS Zahnpflegeversicherung 75%, max. CHF 2000 vs. SWICA Denta Leistungsstufe 3: benefits compared
Direct comparison of CSS Zahnpflegeversicherung 75%, max. CHF 2000 and SWICA Denta Leistungsstufe 3 in 2 categories. All values come from the policy terms and are backed by their source.
CSS Zahnpflegeversicherung 75%, max. CHF 2000 is better on 1 features, SWICA Denta Leistungsstufe 3 on 1; both are equal on 2.
- CSS Zahnpflegeversicherung 75%, max. CHF 2000
- SWICA Denta Leistungsstufe 3
- Compare with other products
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Dental care
| Feature | CSS Zahnpflegeversicherung 75%, max. CHF 2000 | SWICA Denta Leistungsstufe 3 | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | 75%Source: ZB Denta (VVG), edition 2027, p. 3 | equal |
| Annual cap | CHF 2’000Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 1 | CHF 1’500Source: ZB Denta (VVG), edition 2027, p. 3 | CSS Zahnpflegeversicherung 75%, max. CHF 2000 better |
| Waiting period in months | 6 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Orthodontics for children | Not coveredSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Orthodontics: maximum amount | Not coveredSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Dental hygiene and check-up | CHF 75Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Dental treatment abroad | Not coveredSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | YesSource: ZB Denta (VVG), edition 2027, p. 3 | SWICA Denta Leistungsstufe 3 better |
Contract terms
| Feature | CSS Zahnpflegeversicherung 75%, max. CHF 2000 | SWICA Denta Leistungsstufe 3 | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| No-claims bonus | YesSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Family discount | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Upgrade without a health check | YesSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | YesSource: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Overall annual cap | CHF 2’000Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 1 | No verified information | not comparable |
| Prerequisite | Supplementary to basic insurance under KVG; CSS pays after other corresponding benefits insured with CSS.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premiums may be adjusted when entering a higher tariff age group (5-year bands from 0-18 up to 66+); entering a higher group gives a right to cancel.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | No benefits for orthodontics or tooth bleaching; prosthetics capped at CHF 1000 and paid only from second insurance year; without dental certificate all benefits only from second year.Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 | No verified information | not comparable |
| Other notable benefits | No verified information | Application form must be completed by a dentist (examination cost borne by applicant); in the first year the annual maximum is pro-rated by insured months.Source: ZB Denta (VVG), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.