CSS Zahnpflegeversicherung 75%, max. CHF 5000 vs. SWICA Denta Leistungsstufe 4: benefits compared
Direct comparison of CSS Zahnpflegeversicherung 75%, max. CHF 5000 and SWICA Denta Leistungsstufe 4 in 2 categories. All values come from the policy terms and are backed by their source.
CSS Zahnpflegeversicherung 75%, max. CHF 5000 is better on 1 features, SWICA Denta Leistungsstufe 4 on 1; both are equal on 2.
- CSS Zahnpflegeversicherung 75%, max. CHF 5000
- SWICA Denta Leistungsstufe 4
- Compare with other products
- Have your own policy checked: order the report
Dental care
| Feature | CSS Zahnpflegeversicherung 75%, max. CHF 5000 | SWICA Denta Leistungsstufe 4 | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 | 75%Source: ZB Denta (VVG), edition 2027, p. 3 | equal |
| Annual cap | CHF 5’000Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 | CHF 2’000Source: ZB Denta (VVG), edition 2027, p. 3 | CSS Zahnpflegeversicherung 75%, max. CHF 5000 better |
| Waiting period in months | 6 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Dental deductible | CHF 500Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 | No verified information | not comparable |
| Dental treatment abroad | Not coveredSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | YesSource: ZB Denta (VVG), edition 2027, p. 3 | SWICA Denta Leistungsstufe 4 better |
Contract terms
| Feature | CSS Zahnpflegeversicherung 75%, max. CHF 5000 | SWICA Denta Leistungsstufe 4 | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Family discount | YesSource: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Overall annual cap | CHF 5’000Source: Produktblatt Zahnpflegeversicherung (Variantenuebersicht), edition 2027, p. 2 | No verified information | not comparable |
| Prerequisite | Supplementary to basic insurance under KVG; CSS pays after other corresponding benefits insured with CSS.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premiums may be adjusted when entering a higher tariff age group (5-year bands from 0-18 up to 66+); entering a higher group gives a right to cancel.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | Prosthetic treatments (crowns, bridges, dentures) are paid only from the second insurance year; abroad benefits only if return to Switzerland is unreasonable.Source: AVB Zahnpflegeversicherung, Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Other notable benefits | No verified information | Application form must be completed by a dentist (examination cost borne by applicant); in the first year the annual maximum is pro-rated by insured months.Source: ZB Denta (VVG), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.