Home Supplementary insurance at a glance EGK EGK-ASSISTANCE vs. Helsana TOP: benefits compared EGK EGK-ASSISTANCE vs. Helsana TOP: benefits compared
Direct comparison of EGK EGK-ASSISTANCE and Helsana TOP in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-ASSISTANCE is better on 0 features, Helsana TOP on 0; both are equal on 5.
Travel abroad
Feature
EGK EGK-ASSISTANCE
Helsana TOP
Result Emergency cover cap
Not covered Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 6 No verified information not comparable Worldwide validity
Yes Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 equal 24h emergency line and assistance
Yes Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 No verified information not comparable Visit trip for a close relative
Yes Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 Yes Source: ZVB TOP, Ausgabe 1. Januar 2021, edition 2027, p. 2 equal Planned treatment abroad
No verified information Not covered Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 10 not comparable
All products in “Travel abroad” compared
Contract terms
Feature
EGK EGK-ASSISTANCE
Helsana TOP
Result Minimum contract duration in years
1 Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Cancellation notice in months
3 months Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Other notable benefits
Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person. Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 No verified information not comparable Premium and age
No verified information Premiums by 5-year age groups up to 91+; for over 65s max. 3x the premium of a 30-year-old, for over 70s max. 4x Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.