EGK EGK-ASSISTANCE vs. Helsana WORLD: benefits compared
Direct comparison of EGK EGK-ASSISTANCE and Helsana WORLD in 3 categories. All values come from the policy terms and are backed by their source.
EGK EGK-ASSISTANCE is better on 0 features, Helsana WORLD on 0; both are equal on 6.
- EGK EGK-ASSISTANCE
- Helsana WORLD
- Compare with other products
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Travel abroad
| Feature | EGK EGK-ASSISTANCE | Helsana WORLD | Result |
|---|---|---|---|
| Emergency cover cap | Not coveredSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 6 | No verified information | not comparable |
| Worldwide validity | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| 24h emergency line and assistance | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | YesSource: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 1 | equal |
| Visit trip for a close relative | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | YesSource: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 2 | equal |
| Trip cancellation costs | No verified information | CHF 10’000Source: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 3 | not comparable |
Rescue and transport
| Feature | EGK EGK-ASSISTANCE | Helsana WORLD | Result |
|---|---|---|---|
| Rescue cost cap | CHF 30’000Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Transport cost cap | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | UnlimitedSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | equal |
| Repatriation to Switzerland | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
Contract terms
| Feature | EGK EGK-ASSISTANCE | Helsana WORLD | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Other notable benefits | Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person.Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Prerequisite | No verified information | Benefits require an entitlement under mandatory basic health insurance (KVG); WORLD supplements it.Source: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums in 5-year age bands up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of 30-year-olds.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.