EGK EGK-ASSISTANCE vs. KPT Pulse Pulse Premium: benefits compared
Direct comparison of EGK EGK-ASSISTANCE and KPT Pulse Pulse Premium in 3 categories. All values come from the policy terms and are backed by their source.
EGK EGK-ASSISTANCE is better on 0 features, KPT Pulse Pulse Premium on 0; both are equal on 3.
- EGK EGK-ASSISTANCE
- KPT Pulse Pulse Premium
- Compare with other products
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Travel abroad
| Feature | EGK EGK-ASSISTANCE | KPT Pulse Pulse Premium | Result |
|---|---|---|---|
| Emergency cover cap | Not coveredSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 6 | No verified information | not comparable |
| Worldwide validity | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| 24h emergency line and assistance | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Visit trip for a close relative | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Maximum trip duration in days | No verified information | 56Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 | not comparable |
| Trip cancellation costs | No verified information | CHF 20’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 | not comparable |
Rescue and transport
| Feature | EGK EGK-ASSISTANCE | KPT Pulse Pulse Premium | Result |
|---|---|---|---|
| Rescue cost cap | CHF 30’000Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Transport cost cap | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Repatriation to Switzerland | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Trips to treatments | No verified information | CHF 500Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | EGK EGK-ASSISTANCE | KPT Pulse Pulse Premium | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Other notable benefits | Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person.Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Accident cover included | No verified information | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 5 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.