EGK EGK-ASSISTANCE vs. KPT Spital-Zusatzversicherung Flex Flex Top: benefits compared
Direct comparison of EGK EGK-ASSISTANCE and KPT Spital-Zusatzversicherung Flex Flex Top in 3 categories. All values come from the policy terms and are backed by their source.
EGK EGK-ASSISTANCE is better on 2 features, KPT Spital-Zusatzversicherung Flex Flex Top on 0; both are equal on 4.
- EGK EGK-ASSISTANCE
- KPT Spital-Zusatzversicherung Flex Flex Top
- Compare with other products
- Have your own policy checked: order the report
Travel abroad
| Feature | EGK EGK-ASSISTANCE | KPT Spital-Zusatzversicherung Flex Flex Top | Result |
|---|---|---|---|
| Emergency cover cap | Not coveredSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 6 | No verified information | not comparable |
| Worldwide validity | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| 24h emergency line and assistance | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Visit trip for a close relative | YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Maximum trip duration in days | No verified information | 56Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 5 | not comparable |
| Trip cancellation costs | No verified information | CHF 20’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 5 | not comparable |
Rescue and transport
| Feature | EGK EGK-ASSISTANCE | KPT Spital-Zusatzversicherung Flex Flex Top | Result |
|---|---|---|---|
| Rescue cost cap | CHF 30’000Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 4 | CHF 30’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 4 | equal |
| Transport cost cap | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | CHF 5’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 4 | EGK EGK-ASSISTANCE better |
| Repatriation to Switzerland | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | Not coveredSource: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 4 | EGK EGK-ASSISTANCE better |
Contract terms
| Feature | EGK EGK-ASSISTANCE | KPT Spital-Zusatzversicherung Flex Flex Top | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Other notable benefits | Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person.Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Upgrade without a health check | No verified information | YesSource: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 5 | not comparable |
| Premium and age | No verified information | Premium is age-tiered in 5-year bands (0–5, 6–10, 11–18, then 5-year steps to 91+); change on 1 January of the year the age is reached.Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 7 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.