EGK EGK-ASSISTANCE vs. ÖKK ÖKK SPITAL PRIVAT UNFALL: benefits compared
Direct comparison of EGK EGK-ASSISTANCE and ÖKK ÖKK SPITAL PRIVAT UNFALL in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-ASSISTANCE is better on 1 features, ÖKK ÖKK SPITAL PRIVAT UNFALL on 1; both are equal on 2.
- EGK EGK-ASSISTANCE
- ÖKK ÖKK SPITAL PRIVAT UNFALL
- Compare with other products
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Rescue and transport
| Feature | EGK EGK-ASSISTANCE | ÖKK ÖKK SPITAL PRIVAT UNFALL | Result |
|---|---|---|---|
| Rescue cost cap | CHF 30’000Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 4 | CHF 50’000Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 3 | ÖKK ÖKK SPITAL PRIVAT UNFALL better |
| Transport cost cap | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | CHF 50’000Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 3 | EGK EGK-ASSISTANCE better |
| Repatriation to Switzerland | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Trips to treatments | No verified information | CHF 300Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 4 | not comparable |
Contract terms
| Feature | EGK EGK-ASSISTANCE | ÖKK ÖKK SPITAL PRIVAT UNFALL | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Other notable benefits | Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person.Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | Search actions up to CHF 10'000 per year; aids after accident hospital stay up to CHF 30'000 per year; public transport costs 90% up to CHF 300; private consultations with non-KVG hospital doctors at recognised tariff.Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 4 | not comparable |
| Family discount | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | not comparable |
| Notable exclusions | No verified information | No benefits for psychiatric treatment; only accident-related; cover in Switzerland, worldwide only in emergencies; non-recognised providers (negative list) not covered; KVG cost sharing and hospital daily contribution not insured.Source: AVB ÖKK SPITAL PRIVAT UNFALL, Ausgabe 1.1.2026, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.