EGK EGK-ASSISTANCE vs. SWICA Hospita Hospita Privat: benefits compared
Direct comparison of EGK EGK-ASSISTANCE and SWICA Hospita Hospita Privat in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-ASSISTANCE is better on 0 features, SWICA Hospita Hospita Privat on 0; both are equal on 5.
- EGK EGK-ASSISTANCE
- SWICA Hospita Hospita Privat
- Compare with other products
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Rescue and transport
| Feature | EGK EGK-ASSISTANCE | SWICA Hospita Hospita Privat | Result |
|---|---|---|---|
| Rescue cost cap | CHF 30’000Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 4 | CHF 30’000Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 | equal |
| Transport cost cap | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | UnlimitedSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 | equal |
| Repatriation to Switzerland | UnlimitedSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
Contract terms
| Feature | EGK EGK-ASSISTANCE | SWICA Hospita Hospita Privat | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Other notable benefits | Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person.Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5 | Sterilisation at birth (90%, max CHF 500), midwife standby fees up to CHF 700 per birth, jaw surgery up to CHF 10,000 per year, second medical opinion in Stufe 5Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6 | not comparable |
| Premium and age | No verified information | Entry-age tariff or life-age tariff; life-age groups 26–30 then five-year steps to 71+; automatic switch to entry-age tariff at age 50Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 | not comparable |
| Notable exclusions | No verified information | Extra costs of medically necessary out-of-canton treatment not covered; without tariff contract only maximum tariff is paid, patient bears the differenceSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.