EGK EGK-DENT Klasse 1 vs. KPT Zahn-Zusatzversicherung LK 2: benefits compared
Direct comparison of EGK EGK-DENT Klasse 1 and KPT Zahn-Zusatzversicherung LK 2 in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-DENT Klasse 1 is better on 0 features, KPT Zahn-Zusatzversicherung LK 2 on 1; both are equal on 4.
- EGK EGK-DENT Klasse 1
- KPT Zahn-Zusatzversicherung LK 2
- Compare with other products
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Dental care
| Feature | EGK EGK-DENT Klasse 1 | KPT Zahn-Zusatzversicherung LK 2 | Result |
|---|---|---|---|
| Coverage (percent) | 50%Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | 50%Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | equal |
| Annual cap | CHF 500Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | CHF 1’000Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | KPT Zahn-Zusatzversicherung LK 2 better |
| Waiting period in months | 12 monthsSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Dental treatment abroad | Not coveredSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Orthodontics for children | No verified information | YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Orthodontics up to age | No verified information | 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
Contract terms
| Feature | EGK EGK-DENT Klasse 1 | KPT Zahn-Zusatzversicherung LK 2 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Maximum entry age | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Upgrade without a health check | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Premium and age | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | Premium is tariffed by age; age bands 0-5, 6-10, 11-18, 19-25, then 5-year bands up to 61-65 and 66+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | not comparable |
| Notable exclusions | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | Treatments abroad, pre-existing conditions, cosmetic treatments and ineffective or uneconomic treatments are excluded.Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.