EGK EGK-DENT Klasse 2 vs. EGK EGK-DENT Klasse 3: benefits compared
Direct comparison of EGK EGK-DENT Klasse 2 and EGK EGK-DENT Klasse 3 in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-DENT Klasse 2 is better on 0 features, EGK EGK-DENT Klasse 3 on 2; both are equal on 6.
- EGK EGK-DENT Klasse 2
- EGK EGK-DENT Klasse 3
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Dental care
| Feature | EGK EGK-DENT Klasse 2 | EGK EGK-DENT Klasse 3 | Result |
|---|---|---|---|
| Coverage (percent) | 50%Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | 75%Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | EGK EGK-DENT Klasse 3 better |
| Annual cap | CHF 1’000Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | CHF 1’500Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | EGK EGK-DENT Klasse 3 better |
| Waiting period in months | 12 monthsSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | 12 monthsSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | equal |
| Dental treatment abroad | Not coveredSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | Not coveredSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | equal |
Contract terms
| Feature | EGK EGK-DENT Klasse 2 | EGK EGK-DENT Klasse 3 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Maximum entry age | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | equal |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Upgrade without a health check | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Premium and age | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | not comparable |
| Notable exclusions | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.