EGK EGK-DENT Klasse 3 vs. SWICA Denta Leistungsstufe 4: benefits compared
Direct comparison of EGK EGK-DENT Klasse 3 and SWICA Denta Leistungsstufe 4 in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-DENT Klasse 3 is better on 0 features, SWICA Denta Leistungsstufe 4 on 2; both are equal on 2.
- EGK EGK-DENT Klasse 3
- SWICA Denta Leistungsstufe 4
- Compare with other products
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Dental care
| Feature | EGK EGK-DENT Klasse 3 | SWICA Denta Leistungsstufe 4 | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | 75%Source: ZB Denta (VVG), edition 2027, p. 3 | equal |
| Annual cap | CHF 1’500Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | CHF 2’000Source: ZB Denta (VVG), edition 2027, p. 3 | SWICA Denta Leistungsstufe 4 better |
| Waiting period in months | 12 monthsSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Dental treatment abroad | Not coveredSource: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | YesSource: ZB Denta (VVG), edition 2027, p. 3 | SWICA Denta Leistungsstufe 4 better |
Contract terms
| Feature | EGK EGK-DENT Klasse 3 | SWICA Denta Leistungsstufe 4 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Maximum entry age | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Premium and age | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Notable exclusions | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Other notable benefits | No verified information | Application form must be completed by a dentist (examination cost borne by applicant); in the first year the annual maximum is pro-rated by insured months.Source: ZB Denta (VVG), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.