EGK EGK-SUN EGK-SUN 1 (Privat) vs. Helsana WORLD: benefits compared

Direct comparison of EGK EGK-SUN EGK-SUN 1 (Privat) and Helsana WORLD in 3 categories. All values come from the policy terms and are backed by their source.

EGK EGK-SUN EGK-SUN 1 (Privat) is better on 0 features, Helsana WORLD on 1; both are equal on 3.

Travel abroad

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana WORLD	Result
Maximum trip duration in days	UnlimitedSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
24h emergency line and assistance	No verified information	YesSource: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 1	not comparable
Visit trip for a close relative	No verified information	YesSource: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 2	not comparable
Trip cancellation costs	No verified information	CHF 10’000Source: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 3	not comparable

All products in “Travel abroad” compared

Rescue and transport

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana WORLD	Result
Transport cost cap	CHF 100’000Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	UnlimitedSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13	Helsana WORLD better

All products in “Rescue and transport” compared

Contract terms

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana WORLD	Result
Minimum contract duration in years	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Cancellation notice in months	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Maximum entry age	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Insurer does not cancel after a claim	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Family discount	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	No verified information	not comparable
Suspension possible	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	No verified information	not comparable
Accident cover included	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Prerequisite	No verified information	Benefits require an entitlement under mandatory basic health insurance (KVG); WORLD supplements it.Source: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 1	not comparable
Premium and age	No verified information	Premiums in 5-year age bands up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of 30-year-olds.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.