Home Supplementary insurance at a glance EGK EGK-SUN EGK-SUN 3 (Allgemein) vs. Helsana WORLD: benefits compared
EGK EGK-SUN EGK-SUN 3 (Allgemein) vs. Helsana WORLD: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN 3 (Allgemein) and Helsana WORLD in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN 3 (Allgemein) is better on 0 features, Helsana WORLD on 1; both are equal on 3.
Contract terms
Feature
EGK EGK-SUN EGK-SUN 3 (Allgemein)
Helsana WORLD
Result
Minimum contract duration in years
1 Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
equal Cancellation notice in months
3 months Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
equal Maximum entry age
60 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3
No verified information
not comparable Insurer does not cancel after a claim
Yes Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
equal Family discount
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9
No verified information
not comparable Upgrade without a health check
Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5
No verified information
not comparable Suspension possible
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10
No verified information
not comparable Accident cover included
Not covered Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3
No verified information
not comparable Prerequisite
No verified information
Benefits require an entitlement under mandatory basic health insurance (KVG); WORLD supplements it. Source: ZVB Auslandschutz-Versicherung WORLD, Ausgabe 1. Januar 2011, edition 2027, p. 1
not comparable Premium and age
No verified information
Premiums in 5-year age bands up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of 30-year-olds. Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3
not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.