Helsana COMPLETA PLUS vs. SWICA Completa Top: benefits compared
Direct comparison of Helsana COMPLETA PLUS and SWICA Completa Top in 3 categories. All values come from the policy terms and are backed by their source.
Helsana COMPLETA PLUS is better on 1 features, SWICA Completa Top on 0; both are equal on 2.
- Helsana COMPLETA PLUS
- SWICA Completa Top
- Compare with other products
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Alternative medicine
| Feature | Helsana COMPLETA PLUS | SWICA Completa Top | Result |
|---|---|---|---|
| Annual cap | CHF 500Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 | No verified information | not comparable |
| Coverage (percent) | No verified information | 90%Source: ZB Completa Top (VVG), edition 2027, p. 4 | not comparable |
| Maximum per session | No verified information | CHF 80Source: ZB Completa Top (VVG), edition 2027, p. 4 | not comparable |
Glasses and contact lenses
| Feature | Helsana COMPLETA PLUS | SWICA Completa Top | Result |
|---|---|---|---|
| Contribution for adults | CHF 200Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 | CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 6 | equal |
| Period for adults in months | 12 monthsSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 | 36 monthsSource: ZB Completa Top (VVG), edition 2027, p. 6 | Helsana COMPLETA PLUS better |
| Laser eye surgery | CHF 500Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 1 | No verified information | not comparable |
Contract terms
| Feature | Helsana COMPLETA PLUS | SWICA Completa Top | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Suspension possible | YesSource: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | No verified information | not comparable |
| Prerequisite | Requires the COMPLETA supplementary insurance; COMPLETA PLUS lapses automatically when COMPLETA ends.Source: ZVB COMPLETA PLUS, Ausgabe 1. Januar 2024, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premiums by 5-year age groups up to 91+; premiums for over-65s max 3x and over-70s max 4x the premium of a 30-year-old.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | Pre-existing illnesses and accidents, cosmetic treatments and dental treatments (unless explicitly covered) are excluded; no benefits for treatments begun before insurance start.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 | No verified information | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.