Helsana COMPLETA vs. ÖKK ÖKK NATUR NATUR MINI: benefits compared

Direct comparison of Helsana COMPLETA and ÖKK ÖKK NATUR NATUR MINI in 2 categories. All values come from the policy terms and are backed by their source.

Helsana COMPLETA is better on 1 features, ÖKK ÖKK NATUR NATUR MINI on 1; both are equal on 0.

Alternative medicine

Feature	Helsana COMPLETA	ÖKK ÖKK NATUR NATUR MINI	Result
Coverage (percent)	75%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	80%Source: AVB ÖKK NATUR 2026, edition 2027, p. 3	ÖKK ÖKK NATUR NATUR MINI better
Annual cap	No verified information	CHF 1’000Source: AVB ÖKK NATUR 2026, edition 2027, p. 3	not comparable

All products in “Alternative medicine” compared

Contract terms

Feature	Helsana COMPLETA	ÖKK ÖKK NATUR NATUR MINI	Result
Minimum contract duration in years	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	3Source: AVB ÖKK NATUR 2026, edition 2027, p. 2	Helsana COMPLETA better
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	No verified information	not comparable
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	No verified information	not comparable
Premium and age	Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-oldSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	No verified information	not comparable
Maximum entry age	No verified information	60Source: AVB ÖKK NATUR 2026, edition 2027, p. 2	not comparable
Family discount	No verified information	YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9	not comparable
Upgrade without a health check	No verified information	YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4	not comparable
Prerequisite	No verified information	Requires the base module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.