Helsana COMPLETA vs. ÖKK ÖKK PRÄVENTION: benefits compared

Direct comparison of Helsana COMPLETA and ÖKK ÖKK PRÄVENTION in 3 categories. All values come from the policy terms and are backed by their source.

Helsana COMPLETA is better on 2 features, ÖKK ÖKK PRÄVENTION on 0; both are equal on 2.

Prevention

Feature	Helsana COMPLETA	ÖKK ÖKK PRÄVENTION	Result
Coverage (percent)	90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	No verified information	not comparable
Annual cap	CHF 750Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	No verified information	not comparable
Vaccinations (percent)	90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3	equal
Vaccinations: annual cap	No verified information	CHF 200Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3	not comparable
Health check-up	No verified information	CHF 300Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2	not comparable
Gynaecological screening (percent)	No verified information	90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2	not comparable

Feature	Helsana COMPLETA	ÖKK ÖKK PRÄVENTION	Result
Contribution (percent of cost)	75%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4	50%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3	Helsana COMPLETA better

Feature	Helsana COMPLETA	ÖKK ÖKK PRÄVENTION	Result
Minimum contract duration in years	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	3Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2	Helsana COMPLETA better
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	No verified information	not comparable
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6	equal
Premium and age	Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-oldSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	No verified information	not comparable
Prerequisite	No verified information	Requires the basic module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4	not comparable

Information only, not advice, no guarantee. The insurers' own documents are authoritative.