Helsana DENTAplus BRONZE vs. Visana Ambulant VIVA Ambulant VIVA III: benefits compared

Direct comparison of Helsana DENTAplus BRONZE and Visana Ambulant VIVA Ambulant VIVA III in 2 categories. All values come from the policy terms and are backed by their source.

Helsana DENTAplus BRONZE is better on 0 features, Visana Ambulant VIVA Ambulant VIVA III on 0; both are equal on 4.

Dental care

All products in “Dental care” compared

Contract terms

Feature Helsana DENTAplus BRONZE Visana Ambulant VIVA Ambulant VIVA III Result
Minimum contract duration in years 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 equal
Notable exclusions No benefits for accident-related dental treatment, for later replacement of teeth missing/replaced/retained at contract start, or for lost or culpably damaged dentures/orthodontic appliances; school dental care contributions are credited.Source: ZVB DENTAplus, Ausgabe 1. Januar 2009, edition 2027, p. 1 Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 not comparable
Other notable benefits Children up to 3rd birthday need no health check; X-rays are waived for children up to the 7th birthday.Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Family discount No verified information YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Only with basic insurance at the same insurer No verified information YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Prerequisite No verified information Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Premium and age No verified information Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 not comparable

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Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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