Helsana DENTAplus GOLD vs. KPT Zahn-Zusatzversicherung LK 5: benefits compared
Direct comparison of Helsana DENTAplus GOLD and KPT Zahn-Zusatzversicherung LK 5 in 2 categories. All values come from the policy terms and are backed by their source.
Helsana DENTAplus GOLD is better on 0 features, KPT Zahn-Zusatzversicherung LK 5 on 1; both are equal on 4.
- Helsana DENTAplus GOLD
- KPT Zahn-Zusatzversicherung LK 5
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Dental care
Contract terms
| Feature | Helsana DENTAplus GOLD | KPT Zahn-Zusatzversicherung LK 5 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Notable exclusions | No benefits for accident-related dental treatment, for later replacement of teeth missing/replaced/retained at contract start, or for lost or culpably damaged dentures/orthodontic appliances; school dental care contributions are credited.Source: ZVB DENTAplus, Ausgabe 1. Januar 2009, edition 2027, p. 1 | Covers only orthodontic corrections, no general dental treatment; treatments abroad, pre-existing conditions and cosmetic treatments are excluded.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Other notable benefits | Children up to 3rd birthday need no health check; X-rays are waived for children up to the 7th birthday.Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | No verified information | not comparable |
| Premium and age | No verified information | Premium is tariffed by age; LK 5 age bands: 0-18, 19-25, 26+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.