Helsana DENTAplus GOLD vs. SWICA Denta Leistungsstufe 3: benefits compared
Direct comparison of Helsana DENTAplus GOLD and SWICA Denta Leistungsstufe 3 in 2 categories. All values come from the policy terms and are backed by their source.
Helsana DENTAplus GOLD is better on 1 features, SWICA Denta Leistungsstufe 3 on 0; both are equal on 3.
- Helsana DENTAplus GOLD
- SWICA Denta Leistungsstufe 3
- Compare with other products
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Dental care
| Feature | Helsana DENTAplus GOLD | SWICA Denta Leistungsstufe 3 | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | 75%Source: ZB Denta (VVG), edition 2027, p. 3 | equal |
| Annual cap | CHF 3’000Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | CHF 1’500Source: ZB Denta (VVG), edition 2027, p. 3 | Helsana DENTAplus GOLD better |
| Wisdom teeth removal | YesSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | No verified information | not comparable |
| Dental treatment abroad | YesSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | YesSource: ZB Denta (VVG), edition 2027, p. 3 | equal |
Contract terms
| Feature | Helsana DENTAplus GOLD | SWICA Denta Leistungsstufe 3 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Notable exclusions | No benefits for accident-related dental treatment, for later replacement of teeth missing/replaced/retained at contract start, or for lost or culpably damaged dentures/orthodontic appliances; school dental care contributions are credited.Source: ZVB DENTAplus, Ausgabe 1. Januar 2009, edition 2027, p. 1 | No verified information | not comparable |
| Other notable benefits | Children up to 3rd birthday need no health check; X-rays are waived for children up to the 7th birthday.Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | Application form must be completed by a dentist (examination cost borne by applicant); in the first year the annual maximum is pro-rated by insured months.Source: ZB Denta (VVG), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.